First Federal Savings & Loan Association of Central Illinois S.B.

Business Checking Accounts

1st Choice Business Checking

With the 1st Choice Business Checking account, you can customize your account to include all of the features that you and your business need without paying for features that you don’t. Whether yours is a smaller business or a large company, we can design an account that is perfect for you!

The 1st Choice Business Checking account can also help streamline your banking. There is no need to sweep funds between multiple accounts in order to avoid service charges in one but still earn interest on another because we provide everything in one simple account. Any funds that you keep in your account in excess of what is required to avoid all service charges will automatically earn interest.


Account Type Account Options
Standard Features

The following features are available on all business checking accounts at no charge:

  • Business debit card
  • After-hours depository
  • Mobile and Online business banking *
  • Free incoming wire transfers
  • Overdraft protection (subject to underwriting)
  • 100 items per month free
Additional Features

Additional service charges or balance requirements apply for the following features:

  • Online ACH origination
  • Online bill pay
  • Remote deposit capture

Balance credit applied against all monthly service charges.
Earns interest on balances above minimum required to cover monthly service charges.
* Some features available for mobile and online business banking require additional service charges.