First Federal Savings & Loan Association of Central Illinois S.B.

Build the perfect account for your business

1st Choice Business Checking

With the 1st Choice Business Checking account, you can customize your account to include all of the features that you and your business need without paying for features that you don't. Whether yours is a smaller business or a large company, we can design an account that is perfect for you!

The 1st Choice Business Checking account can also help streamline your banking. There is no need to sweep funds between multiple accounts in order to avoid service charges in one but still earn interest on another because we provide everything in one simple account. Any funds that you keep in your account in excess of what is required to avoid all service charges will automatically earn interest.


Account Type Account Options
Standard Features

The following features are available on all business checking accounts at no charge:

  • Business debit card
  • After-hours depository
  • Online business banking *
  • Telephone banking
  • Free incoming wire transfers
  • Overdraft protection (subject to underwriting)
  • 150 items per month free
Additional Features

Additional service charges or balance requirements apply for the following features:

  • Upgrade to 200, 300, or 350 items per month
  • Online ACH origination
  • Online bill pay
  • Mobile banking
  • Remote deposit capture


Balance credit applied against all monthly service charges.
Earns interest on balances above minimum required to cover monthly service charges.
* Some features available for online business banking require additional service charges.




Contact Us
To contact First Federal, please fill out the form below. Or, if you would like to contact one of our branches directly, go to our locations page for details.