First Federal Savings & Loan Association of Central Illinois S.B.

Deposit Rates

Rates are subject to change at any time. Please contact one of our branches to confirm rates. Current rates effective February 12, 2019.

Deposit Type Interest Rate APY (1) Minimum Deposit
Free Checking with Interest (2) 0.10% 0.10% $500
Money Market $1,000
$0-$24,999.99 0.25% 0.25%
$25,000-$99,999.99 0.50% 0.50%
$100,000+ 0.75% 0.75%
1st Fed Savings (3) 0.50% 0.50% $100
Christmas Club Savings (3) 0.50% 0.50% None
Health Savings (3) 0.50% 0.50% None
6 Month CD / IRA (4)  1.00% 1.00% CD:$1,000, IRA:$1,000
12 Month CD / IRA (5) 1.30% 1.31% CD:$1,000, IRA:$1,000
18 Month CD / IRA (5) 1.60% 1.61% CD:$1,000, IRA:$100
24 Month CD / IRA (5) 1.75% 1.77% CD:$1,000, IRA:$1,000
30 Month CD / IRA (5) 1.80% 1.82% CD:$1,000, IRA:$1,000
36 Month CD / IRA (5) 2.20% 2.22% CD:$1,000, IRA:$1,000
48 Month CD / IRA (5) 2.60% 2.63% CD:$1,000, IRA:$1,000
60 Month CD / IRA (5)  2.90% 2.94%

CD:$1,000, IRA:$1,000



(1) APY is the actual Annual Percentage Yield if interest is left to accumulate on the account.

(2) Interest on Money Market and Free Checking with Interest is credited to the account monthly.

(3) Interest on 1st Fed Savings, Christmas Club Savings, and Health Savings is credited to the account quarterly.

(4) Interest on 6 month CDs can be credited to the account semi-annually, or get a monthly check, or a monthly transfer. Interest on 6 month IRAs is automatically credited to the account.

(5) On CDs with terms greater than 6 months, interest may be credited to the account quarterly, or get a quarterly check, a monthly check, or quarterly transfer, or monthly transfer. Interest on IRAs is automatically credited to the account.

Contact Us
To contact First Federal, please fill out the form below. Or, if you would like to contact one of our branches directly, go to our locations page for details.