First Federal Savings & Loan Association of Central Illinois S.B.

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Mission Statement

The mission of First Federal is to build lasting, mutually beneficial relationships between members, employees, and community by delivering sound financial solutions and exceptional customer service. We understand that earning your trust is key to our financial strength.


First Federal Savings & Loan Association of Central Illinois is the result of the merger of First Federal Savings & Loan Association of Shelbyville and Charleston Federal Savings & Loan. Both institutions were originally formed under state charters as cooperative home financing organizations to provide a safe place for their members to invest their savings and borrow funds necessary to purchase or construct homes.

Charleston Federal was originally chartered as the "Charleston Homestead and Loan Association" in 1882, and First Federal of Shelbyville was originally chartered as the "Peoples Mutual Loan Association of Shelbyville" in 1905. Following many years of dedicated service to their communities, in the midst of the great depression, both institutions received their federal charters as Charleston Federal Savings and Loan Association and First Federal Savings and Loan Association of Shelbyville.

In 2008 Charleston Federal merged with and became a part of First Federal Savings & Loan Association of Shelbyville to form First Federal Savings & Loan Association of Central Illinois. In January of 2011, we opened a third branch in Windsor in order to better serve our customers in Coles and Shelby counties. Today, we continue our history of offering dedicated service to a now expanded area including all of East Central Illinois.

State of Illinois Community Reinvestment Act Notice

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Contact Us
To contact First Federal, please fill out the form below. Or, if you would like to contact one of our branches directly, go to our locations page for details.

This contact form does not come to us through secure messaging. No private, confidential information should be sent via this link. Please wait for further instructions when we respond to your message on how private or confidential information should be transmitted.

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