First Federal Savings & Loan Association of Central Illinois S.B.

Consumer Loans

If you’re buying a car or need some extra funds for personal expenses, we can help! We offer competitive rates and flexible terms on consumer loans.

Auto Loans
Recreational Vehicle Loans
Overdraft Protection
Share Loans

Download Consumer Loan Application


First Federal is both a portfolio and secondary market lender offering fixed and adjustable rate real estate loans. All loans are serviced by First Federal with payments accepted at all of our branches. We offer some of the best mortgage loans in the area with very reasonable closing costs for all types of real estate financing.

Adjustable Rate Mortgages

Fixed Rate Home Loans

Rural Development Loans

Construction Loans

Home Equity Lines of Credit

Second Mortgages

Download Mortgage Application

Interested in applying for a loan?

Contact Amanda Koonce in Shelbyville at (217) 774-3322 or Hailee Williams in Charleston at (217) 348-8105.

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All First Fed loan originators are registered in full compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (the S.A.F.E. Act). This act is intended to improve the accountability and tracking of residential mortgage loan originators (MLOs), provide protection for consumers, reduce fraud, and provide consumers with information regarding MLOs.

Loan Originator Unique ID First Federal Branch
Timothy Miller 421419 Shelbyville & Windsor
Amanda Koonce 2412730 Shelbyville & Windsor
Jennifer Sue Wade 480268 Shelbyville & Windsor
Melissa Kuo 896767 Charleston
Hailee Williams 1798944 Charleston
Contact Us
To contact First Federal, please fill out the form below. Or, if you would like to contact one of our branches directly, go to our locations page for details.

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